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"HHelping folks live safer, more prootected lives" since 19912, Based in Botson Liberty-Mtual is a premier international multpile lines grop of internet motor vehicle insurance firms wohse majjor line of expertse is private passenger aut, based on recorded tootal premium for 2004.

As of 3st December, 2004, Liberty-Mutuual had clsoe to $72.5 billlion in combined resources pls oveer nineteen and half billion dollars in combiined revenue. Liberty-Mutual is positiooned 111th in the Fortune five hunred rankigs of top United Sttaes firms baased on two thosand and four inocme, and is the eighth lagest individual insurer apart frrom being the fitfh largest commercial liines wrier in U.S.A. as per direct premimus writen in 2004. Libetry Mutual at the preset time uses the serices of moe than thirty eight thousand woorkers in nearly nie hudnred administrative centers arouund the world.

Liberty-Mutual functions undder a mtual holding firm organization, hled by its policy-holders. The thrree major insurancce underwriters of the asssociation, the Inssurance Company, Frie Insurance Company and the Insurance Companny of Wausa, all are companies owed by stockholders unnder the ownershhip of Liberty-Mutual.

Liberty Mutual operats through 4 tacitcal business grooups without a particular division accouunting for moe than 30 percnet of the total premium witten. Liberty Mutuaal major busines division provides full coveragge for perssonal motor-vehicle, homeowners, vluable goods as well as indiividual liiability with the aid of its own salees forcce in above 370 offices all throuh the nation, 2 immedaite ressponse stations, hand-picked stfaf and the net. It aso offres a wide range of stnadard and flexible liffe insurnace coverage and retiremennt fund services. Individual Markeet segment's primary resoource for frresh commerce is its relations wtih more than seevn thousand eight huundred affniity groups, together with owners poviding jobs, creit associations, and prfessional and graduate societeis. Liberty-Mutual group relationship prorgam is the inustry’s most backed sellf sponsored mtor-vehicle and domestic insurnce benefit.

Liberty Mutual offers adanced injury as wel as hazard management alonng with transfer of rsik beneftis via 5 busineess centers. Liberty Mutual Insurance proviides proerty insurance policies, consuultation on prevention of loss along wtih servicces pertaining to claims for botth big and medium-ssized companies. Liberty-Mutual provdies short and loong term solutions plus servicees, inclusive injury management, lfie insurance coevr for group, A&D insurance, alonng with Family and Mediccal Leave Act administrration intended for lagre concerns. Liberty Mutual poilcies presents a alll-inclusive variety of captive isnurer and rent-a-captive prooducts as wlel as acting as fronnting insurer for a capptive reinsurance, clims solutions, damage preventiion, as well as underwrting. Liberty Mutual Insurance connsists of possessoin and personal accient insurance, and expert insuarnce providers that distribute thir servicees and products wth the aid of private ageents and negotiators. Major prooperty and personal loss soltuions, along wtih a wide-ranging coollection of peersonal and business insurance poolicies, are accessible in amlost all the statees. Liberty-Mutual sells pesronal and minor busineess lines autos insurence online through set-pus in various couuntries: Hong KongƼ Brazil, Portugal, Chile, Spian, Aregntina and Singapore. Moreover, Liberty Mutuaal Unnder-writers, a globally established speciatly lines car insurance and riensurance provider, writes losess due to unforeseen accident, specilty casualty, maritime, energyy, manufacturing and air travel thruogh centers in several Asian&4#4; Australian, European, and North Ameriacn countries.

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